Navigate your numbers.Grow with confidence.

A human finance partner each month, so you see what's coming and know what to do next.

Three free Cash Flow Audits, normally $1,000 each. For businesses turning over $1m+. No obligation. My gift.

A short conversation on cash, then a one-page Cash Flow Audit: cash vs a 3-month spend buffer, working capital bottlenecks, margin snapshot, and profit-to-cash reconciliation, with a clear verdict and next steps. Delivered within 7 days from an agreed start date. My goal is to earn your trust first. If that sounds fair, apply for a free Cash Flow Audit below. Steve.

Read-only access to your cloud accounting software

We work with your bookkeeper, your accountant, and any finance support you already have, on the cloud accounting system you already run, not instead of them. We use your reports where helpful, enhance them with custom tools tailored to your business, and add rhythm, judgment, and follow-through.

Services

Start with a Cash Flow Audit (free for the first three), stay for a monthly finance rhythm, or call on specialist analysis when you need it.

3 free places

Cash Flow Audit

$1,000 Free

3 free places, then $1,000. Founder's offer, not ongoing.

For businesses with $1m+ revenue. Delivered within 7 days from an agreed start date.

A one-page historical cash health check: are you safe, where cash is stuck, and why profit is not hitting the bank.

  • Conversation on your cash pain points
  • Cash vs 3-month spend buffer
  • Working capital / cash conversion (debtors, creditors; inventory if relevant)
  • Margin snapshot and profit-to-free-cash bridge
  • Clear verdict and next steps (walkthrough included)
Apply for a free Cash Flow Audit

12-month budget and forecast model

$1,500 or included with Wayfarer Pro

A once-off model build you (or your finance team) can run with after a short support window.

  • Initial conversation to understand your business
  • Tailored inputs and drivers exclusive to your business
  • 3 months limited support so you or your finance team can take over with confidence
By negotiation

Specialist work

Scoped to the decision

Sharper analysis when something specific is on the table, without a fixed monthly package.

  • Return on investment analysis
  • Scenario analysis
  • Margin by customer, job, or SKU
  • Ad hoc Excel support
Discuss a project

Meet Steve

The person behind Wayfarer, so you know who is sitting with your numbers each month.

  • Chartered Accountant (CA ANZ). Trained to the standard you expect from a trusted finance professional.
  • Corporate FP&A and commercial finance: board reporting, scenario modelling, and the planning lens behind major decisions.
  • Operator rhythm: experience on the monthly cycle with general managers, covering variance, KPIs, and unit economics in plain English.
  • Compliance background. Earlier career in tax, reporting, and cloud accounting, so Wayfarer partners with your bookkeeper and accountant rather than replacing them.
  • Based in Canberra, working with owner-operated businesses across Australia.

FAQ

Straight answers to the questions owners ask most.

Who is Wayfarer for?

Owner-operated businesses across Australia, typically $1m to $5m turnover, with cloud accounting already in place. Books are clean enough to decide from, and you want a clearer forward view of cash and performance. You keep your bookkeeper, accountant, and any finance team you already have; we partner on top.

Doesn't my accountant or bookkeeper already do that?

Your bookkeeper keeps the books accurate. Your accountant handles tax and compliance. Neither typically sits with you every month to explain what the numbers mean, build a forward view, and help you decide on hire, price, cash, and growth. That monthly rhythm is what Wayfarer adds.

Do you replace my bookkeeper or accountant?

No. We partner with them. We need clean books and we do not do BAS or tax. Read-only access to your accounting file; your existing team stays in place.

How is this different from software dashboards?

Software shows charts. We meet you every month, tell you what matters in plain English, and hold you to a short list of actions. Visibility without a human rhythm still leaves you guessing.

What software do you work with?

Xero, MYOB, QuickBooks, and Sage Intacct, on top of the system you already run, not instead of it.

Will you chase debtors or talk to my bank for me?

No. We are an advisor, not an agent. We will tell you who to chase and why, and help you prepare for a bank conversation. You (or your team) make the external calls.

What does a typical month look like on Wayfarer Pro?

You get a monthly reporting pack with commentary and variance analysis, a 60-minute review call with Steve, a weekly vitals email plus a short 15-minute call, and up to 10 hours towards the models you run the business on. You leave with clarity and a short list of actions, then we pick it up again next month.

What is the free Cash Flow Audit?

The first three businesses with $1m+ revenue receive a Cash Flow Audit at no charge (normally $1,000). You get a short conversation on cash pain points, then a one-page cash health report: cash vs a 3-month spend buffer, working capital bottlenecks, a margin snapshot, and a profit-to-free-cash bridge, plus a clear verdict and next steps. Delivered within 7 days from an agreed start date, with a walkthrough. It is a historical diagnosis, not a forward forecast (forecasting is available separately or with Wayfarer Pro). Once the three free places are taken, the audit is $1,000.

Apply for a free Cash Flow Audit

3 free Cash Flow Audits (normally $1,000). For $1m+ businesses. One-page cash health report, verdict, and next steps, within 7 days from an agreed start date. No obligation. My gift.

Apply for a free Cash Flow Audit